These Terms and Conditions apply to all interactions and usage of the website learnmonie.com, including its subdomains and mobile application (collectively referred to as the “Website”), as well as the services and products provided through the online account (the “Account”). The digital products, freelancing services, affiliate marketing, and other e-commerce opportunities offered via the Website are collectively referred to as the “Services.”.
The Website is owned and operated by Learnmonie Innovations Limited (“Learnmonie” or we” or “us”), Please carefully review these Terms and Conditions before you use any portion of the Website or register an Account. By using any section of the Website and/or registering for an Account, you agree to abide by these Terms and Conditions, including:
1. The Digital Product Terms and Conditions 2. The Freelancing Services Terms and Conditions 3. The Affiliate Marketing Terms and Conditions 4. The Privacy Policy 5. Any additional terms, rules, and conditions provided in the Learnmonie Help Pages 6. Terms and conditions governing promotions, bonuses, or special offers that may be available from time to time.
In the event of any conflict between the terms, the order of precedence shall be as specified above.
The terms "User", "you", or "your" refer to you, the individual accessing any part of the Website, registering an Account, and/or using any of the Services. By continuing to use the Website and/or the Services, you acknowledge and agree to be bound by these Terms and Conditions.
Learnmonie does not guarantee the continuous availability of the Website or the Services and reserves the right to modify, suspend, or discontinue any aspect of the Website or Services at any time without prior notice. Furthermore, Learnmonie may, at its sole discretion, alter the content of the Website or the nature of the Services, including but not limited to the structure or availability of any digital product, affiliate marketing, or freelancing services.
Users are responsible for using the Website and the Services for lawful purposes only. You agree to comply with all applicable laws, regulations, and guidelines related to your use of the Website and any transactions you carry out through it. You are prohibited from introducing malicious software, attempting unauthorized access to the Website or Services, or using automated systems to extract data without Learnmonie's express written consent.
The Website may contain links to third-party sites or resources. Learnmonie has no control over and assumes no responsibility for the content or services provided by these external sites. Any third-party link is provided solely for your convenience and does not imply endorsement by Learnmonie of the linked content.
All transactions and access to the Website must be made in compliance with Nigerian laws and international regulations. Learnmonie is not liable for any legal violations that may arise due to your location or jurisdiction.
The Services are only available in Nigerian Naira (NGN), and all monetary transactions must be carried out in this currency.
Welcome to Learnmonie, a digital marketing platform that offers users the opportunity to earn daily by participating in various marketing activities. By accessing and using our services, you agree to abide by these Terms and Conditions. Please review them carefully.
To utilize any of the services provided by Learnmonie, users must first create an account ("Account"). Learnmonie reserves the right to refuse account registration with or without explanation.
By creating an Account, you confirm that:
1. Age Requirement: You are at least 18 years of age. 2. Accurate Information: You will provide accurate and complete information during registration, including your full name, correct date of birth, country of residence, email address, and telephone number. You must update this information promptly if it changes. 3. Personal Use: You are opening the Account for personal use and not on behalf of any third party. 4. Legal Capability: You have the legal capacity to enter into binding agreements, including these Terms and any subsequent transactions.
Learnmonie reserves the right to verify your age and other registration details at any time. If you are found to have provided inaccurate or false information, or if you fail to meet the requirements listed in subsection (a), Learnmonie may:
Cancel any ongoing transactions. Withhold any winnings or funds. Terminate your Account. Report your actions to relevant authorities, including law enforcement or regulatory bodies.
Additionally, by registering an Account, you consent to Learnmonie conducting identification, credit, and other verification checks as required by law or deemed necessary by Learnmonie. You must provide any information requested during these checks. Learnmonie reserves the right to suspend or restrict access to your Account and services until these checks are completed to its satisfaction. Failure to provide accurate or verifiable information may lead to Account suspension or termination.
Each User is permitted to open only one Account. If Learnmonie has reasonable grounds to believe that you have opened multiple Accounts (including using variations of your name or email), used the name or email of another person with or without their consent, Learnmonie may: Close all associated Accounts. Void any transactions associated with duplicate Accounts. Withhold any associated winnings.
To use Learnmonie, you must be at least 18 years old and capable of entering into a legally binding agreement. By registering, you confirm that you meet these eligibility criteria.
You are required to provide accurate and current information during the registration process. You are solely responsible for keeping your account credentials confidential. Learnmonie reserves the right to suspend or terminate your account if any fraudulent activity or violation of these terms is detected. Learnmonie has the right to use users content without informing them. Learnmonie also has the right to make and remove anyone as a vendor.
Learnmonie enables users to earn money daily through engagement in digital marketing programs such as advertising, promotions, and affiliate marketing. Users must adhere to platform guidelines and the rules governing these programs.
Earnings depend on the level of user participation in the marketing activities offered and tasks completed by the platform. Payouts are subject to activity verification and can only be withdrawn when the minimum withdrawal amount is met. Earnings are not guaranteed and may fluctuate based on performance and activity levels.
You are responsible for maintaining the security of your Account, including your username and password. Learnmonie shall not be liable for any loss incurred due to unauthorized use of your Account, provided the correct username and password are entered. If you believe your Account has been compromised, you must notify Learnmonie immediately and change your password without delay.
We may close, suspend, or limit your access to your account at our discretion, with or without reason. This includes, but is not limited to, the following situations:
Breach of Agreement: If we determine that you have breached, or are attempting to breach, these Terms and Conditions. Infringement of Legal Rights: If we determine that you have infringed upon the legal rights of others, including Intellectual Property Rights, leading to actual or potential claims. Fraudulent or Illegal Activities: If we identify that you have engaged, or are engaging, in fraudulent or illegal activities. Money Laundering: Use of the Account in connection with prohibited activities such as collusion or money laundering. Failure to Respond to Verification Requests: If you do not respond to account verification requests or fail to complete account verification within three (3) months of the request. International Sanctions: If you are subject to any United Nations, Australian, EU, USA, or other applicable sanctions regime, or if our banking and payment relationships prevent us from conducting business with you. Risk Management: To manage any risk of loss to us, our users, or any other person. Other Reasons: For any other reason not specified above, but that we deem necessary to protect our platform or users.
In such cases, Learnmonie may:
Suspend your Account for up to 90 days. Prevent you from accessing your Account or withdrawing funds. Cancel or void any transactions placed under the Account.
If Learnmonie terminates your Account, any outstanding sums that have not yet been transacted may be returned to your account. However, any winnings associated with fraudulent activity will be forfeited. Termination of your Account will result in the immediate cessation of your right to use the Services. You must uninstall or remove any software associated with the Services.
If your account is closed due to a breach of these Terms, you may also be liable for fees, as described in these Terms. You agree that:
You must pay all outstanding fees owed to Learnmonie. You must reimburse us for any losses, costs (including employee time), and reasonable expenses (including legal fees) related to the investigation of such breaches and collection of these fees. In the event of a breach, we may fine you up to US$3,000 per breach. This fine is a reasonable estimate of our damages considering the difficulties in assessing actual damages. We may also take legal action to recover losses beyond the fine. We may release the full or partial amount of the fine from your account to Learnmonie.
If your account is suspended or terminated, you waive any claims against Learnmonie regarding the suspension or termination of your account.
You may request to terminate your Account at any time by contacting Learnmonie customer service. Any outstanding balance owed to Learnmonie must be settled before termination. Upon request, Learnmonie may reopen a closed Account at its discretion, subject to verification checks. Once closed, you will not be able to open a new Account without Learnmonie’s approval.
If Learnmonie suspects that you are involved in fraudulent or criminal activities, it reserves the right to:
Withhold any funds or winnings. Terminate the Account. Report your actions to relevant authorities or regulatory bodies. You will be liable for any costs, damages, or losses incurred by Learnmonie as a result of your fraudulent activities.
Learnmonie reserves the right to report any suspicious activity or Account details to regulatory bodies, law enforcement, or any other third party as required by law. If Learnmonie identifies any signs of fraud, dishonesty, or criminal activity associated with your Account, it may refuse to accept any current transactions and void any ongoing transactions.
If Learnmonie terminates your Account for any reason, your sole remedy will be the payment of any valid and undisputed Account balance at the time of closure. Learnmonie shall have no further liability. Learnmonie shall also report any fraudulent activity or suspicious Account behavior to the relevant authorities, as required.
Payments will be made using the payment details provided during registration. Users are responsible for ensuring the accuracy and currency of their payment information. Learnmonie may delay or withhold payments in cases of suspected fraud or violations of these Terms. Your first withdrawal of funds earned may be delayed for up to fifteen days for security and fraud purposes. Subsequent withdrawals may be delayed for up to fifteen days where our fraud prevention policies require a delay. We may impose a minimum or maximum withdrawal amount for funds earned.
You are solely responsible for determining and paying any taxes applicable to you in connection with your use of Learnmonie’s services, which may include but are not limited to goods and services taxes (GST) or value-added taxes (VAT), depending on the laws of your jurisdiction.
Depending on your residency or location, certain ad valorem taxes, such as VAT or GST, may apply to fees charged by Learnmonie. These taxes will be automatically added to the fees billed to you, as applicable, and you are required to pay them along with your total charges.
It should also be noted that LEARNMONIE COMPANY modus operandi including earning rate, data withdrawal and payout processes is subject to change at any time, amended and adjusted to favour members and for the sustainability of the platform to avoid any failure from sharing benefits as planned.
LEARNMONIE COMPANY and its earning opportunities are not funded or run by any of the financial platforms we use for both pay-in and payout. We only use their services to run LEARNMONIE COMPANY business and earning opportunities. As any of these platforms are not liable for the success or failure of LEARNMONIE COMPANY platform, none of the companies can be held responsible for any result from users either benefit from the opportunity or otherwise.
The Board of Creatives and all team members including coupon code vendors are also not liable for user success or otherwise as any business risk is concerned.